Get a quote

Three Ways To A Real Number

Call, request quotes, or do it yourself. Same carriers, same licensed agents, no added cost.

Licensed agent on the phone with a client

Illustrative photo.

Three ways in

Pick The Door That Fits You

Talk To A Licensed Agent

Fastest way to a real number: 10 minutes, every carrier we represent, no pressure. Business hours, Eastern time.

Call 561-816-3446

Request Quotes In 60 Seconds

Tell us age, state, coverage and health in one short form. A licensed agent emails or texts quotes, then you decide.

Request Quotes

Quote & Apply On My Own

Prefer to do it yourself? Open a carrier tool, answer the questions, get a decision — many applicants in minutes.

You will leave this site for a carrier or partner tool. Any rate shown is an estimate until the carrier confirms it; the agent of record is Phamella Bauer (NPN 22053821), NovaVida Group.

Fidelity Life · InstaBrain Pure TermAges 18–60 · $50,000–$1,000,000 · 10/15/20/30-year terms · accelerated underwriting, decision online · 30-day free look

Quote Term

Fidelity Life · InstaBrain Term With Living BenefitsTerm that can pay early for terminal illness (up to 90%, max $250,000) or chronic illness (up to 50%) — no extra premium; availability varies by state

Quote Living Benefits

EthosTerm life with instant decisions for many applicants; ages 18–69 per Ethos; 10/15/20/30-year terms

Quote With Ethos

Need more than $1,000,000, a 35- or 40-year term, or a carrier above? That is agent territory — call 561-816-3446 and we quote the full table.

60 seconds

Request Term Quotes

First name

Last name

Mobile phone

ZIP code

Your age

Coverage amount

Term length

Tobacco or nicotine in the last 12 months

Health, in a word

Best time to call

Preferred language

Anything we should know (optional)

By checking this box and clicking "Request My Quotes," I electronically sign and give my prior express written consent for Vitality Health Advisors LLC (dba NovaVida Group) and its licensed insurance agents to contact me at the phone number and email I provided about term life insurance, life insurance and related products — including by live calls, text messages and emails, and including calls or texts placed with an automatic telephone dialing system, artificial or prerecorded voice, or AI-generated voice — even if my number is on a federal, state or company Do Not Call list. I understand that my consent is not a condition of purchasing any goods or services and that I can get help without it by calling 561-816-3446; that message and data rates may apply; that I may receive up to 6 messages per month; and that I can revoke consent at any time by replying STOP (or HELP for help), by emailing Compliance@NovavidaGroup.com, or by calling 561-816-3446. My information will be provided to a licensed insurance agent for future contact; it will not be sold or shared with any other company. Calls may be recorded. I agree to the Privacy Policy and Terms.

We never ask for your Social Security number or payment details on this form.