About this site

Who Is Behind termquotes.life

A plain-English term life site run by a licensed, independent insurance agency — not a lead marketplace.

Agency office at golden hour
Illustrative photo.

Owned And Operated By

Vitality Health Advisors LLC (dba NovaVida Group), a licensed insurance agency at 1300 Old Congress Ave, West Palm Beach, FL 33409, licensed in all 50 states and the District of Columbia. Phone 561-816-3446. Compliance: Compliance@NovavidaGroup.com.

Content is written and maintained by the agency's team and reviewed by its Chief Compliance Officer, Michael C. Furman (NPN 7622973). Applications started through the online tools are handled with Phamella Bauer, licensed insurance agent (NPN 22053821), as agent of record.

How We Are Paid

By the carrier, from the premium you would pay anyway. You pay nothing extra for an agent, and the commission is built into every carrier's price whether or not an agent helps you.

What We Do With Your Request

It goes to our licensed agents. It is not sold or shared with other companies. If that ever changes, the company will be named in the consent box before you submit. Details in the Privacy Policy.

Where The Facts Come From

Carrier consumer and producer guides in our library (Fidelity Life, Mutual of Omaha, Brokers Alliance product library), LIMRA and Life Happens' Insurance Barometer Study, the Internal Revenue Code, and the other sources linked where a figure appears. Found an error? Email Compliance@NovavidaGroup.com and we will fix it.

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